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Matt Andersen's avatar

Wow, super illuminating and a wealth of great information! It’s all really important and interesting stuff I’m excited to see where the company goes.

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Sophia's avatar

The credit system is completely insane. When I first moved to the US I found it crazy that to build a credit score I had to have debt of some sort. I always thought that a good credit score meant one has no outstanding debt. At least that's how it (almost) is in Europe. So it's no surprise that people get trapped in a debt loop that they can't get out of.

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